The civil engineering firm can not transfer bank in exchange for the given credit the requirement to trade organization about delivery of building materials necessary for construction, or requirement to contract organization about performance of certain volume of civil work.

Besides it is necessary to remember: the money requirement being a subject of the factoring should be determined in the contract so that it could be distinguished from the similar requirements, which are not a subject of concession. So, the requirements can be identified in the factoring contract by the reference to the certain contract or kind of the goods (works, services). If from the contracts to establish the concrete conceded requirements it is impossible, the conclusion can be made that the parties have not defined a subject of the contract and last can not be considered made. However on this account there is also other point of view, according to which the concession is distributed to all requirements of the clients arising from its enterprise activity.

Regardless of the fact that the contracts on construction of apartment houses stipulate occurrence of duties on payment of the constructed objects only after signing the certificates of reception - transfer, the building organization can transfer bank instead of credit resources as the requirements to the customers, at which term of payment under the contract already has come.
Thus it is important to the financial agent to pay attention to that under the existing requirement to the moment of concession term of execution has not expired.

As if to concession of the future requirement, it is considered a property of the financial agent only after occurrence of the right on reception from the debtor of concrete money resources, and without any of additional registration. Before the specified moment the client remains by the subject of the appropriate requirement, i.e. party under the contract. In this connection client is obliged to execute all duties, laying on it to have an opportunity to require the subsequent execution of duties of the debtor.