Circle of operations included in the factoring concept, there are some distinctions on the countries. So, as attributes allowing to make a conclusion about factoring presence in the USA still are considered:
- administrative service of the supplier - management of debts under the commercial credit, given by it (conducting the account of sales);
- insurance upon credit risk (absence of the right of recourse);
- crediting in the form of the advance payment.
 Thus, classical factoring of the American sample assumes complete service of the supplier (notification factoring without the right of recourse). However here it was complemented and is modified: at first have appeared factoring with the right of recourse and non-notification factoring, and then and its other variants.
The reference of these variants or combinations of their elements to actually factoring is for today for the West-European economists and lawyers a question debatable. One consider factoring only complete service both without, and with the right of recourse Others believe, that the majority of updating deforms essence factoring of service, being only close factoring by operations with the debt requirements faster.
To distortions, in their opinion, the following concerns:
- invoices can not be referred to factoring, as there is no transfer of the account of sales, invoices usually is expendable operation which is carried out on confidential, frequently to confidential basis and not on all revolution;
- recourse factoring is reduced, in conformity with this sight, to credit operation;
- non-notification factoring can not be considered factoring, as the supplier continues the debt requirements independently.
Thus, "true", or "pure”, factoring in this opinion, is the only open agreement on complete service without the right of recourse.
According to the rules of the specified Convention the operation is considered factoring if it satisfies as a minimum to two of the following four attributes:
• presence of crediting;
• conducting book keeping of the supplier;
• the debts;
• insurance upon credit risk.
Thus international factoring means:
- factoring service of foreign trade;
- opening factoring by the companies of representations or branches in other countries for realization factoring of service both internal, and export-import activity of firms of these countries.
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